Investment research and analysis tools

Good research does not need expensive subscriptions. Most of the facts that matter come from free official sources; the work is in putting them side by side. IncomeGrid helps you discover higher-yield income opportunities you may not have looked at, so you can earn more on the same money. It has 40,000+ investment options screened, each with its yield, after-tax yield and a risk level from 1 to 5.

Free official sources

Tool	What it gives you
SEC EDGAR	Company, fund and offering filings
Investor.gov	Product explainers, calculators, fraud alerts, adviser search
FINRA BrokerCheck	Background on brokers and firms
U.S. Treasury yield data	Daily Treasury yields by maturity
TreasuryDirect	Buy Treasuries and I bonds directly
FDIC national rates	Average deposit rates
IRS Publication 550	How investment income is taxed
BLS CPI	Inflation

Analysis tools by question

What does it pay? – yield calculator, dividend yield.
What would it grow to? – compound interest calculator.
How did it do? – ROI calculator.
What do I keep? – tax-equivalent yield.
How risky is it? – credit ratings, offering risk factors, IncomeGrid risk level 1–5.

Screeners

A screener filters a large universe by criteria. IncomeGrid's the finder is a screener for income investments: 40,000+ investment options screened, sortable by after-tax yield for where you live. IncomeGrid ranks every item by yield after tax for where you live: after federal, state and each investment type tax (Treasuries, municipal bonds, corporate bonds, funds, REITs and filed offerings are each taxed differently).

Research habits

Read the source document, not just the summary.
Note the date – yields change.
Check why a yield is high before buying.
Write down your reasons; revisit them yearly.

Reading an offering document

For bonds and filed offerings, the offering circular or prospectus is the primary source. Read the summary, the use of proceeds, the risk factors, the financial statements and the terms on redemption. For funds, read the prospectus fee table and the holdings. It takes time, but it answers whether a yield is high for a good reason.

How IncomeGrid helps you earn more

IncomeGrid helps you discover higher-yield income opportunities you may not have looked at, so you can earn more on the same money. It has 40,000+ investment options screened, each with its yield, after-tax yield and a risk level from 1 to 5. Choose where you live and every yield is shown after federal, state and each investment type tax, so you can see which options pay you more.

Try the income screener → or browse example income portfolios

Frequently asked questions

What are the best free investment research tools?

Official sources – SEC EDGAR, Investor.gov, FINRA BrokerCheck, Treasury yield data – plus calculators and screeners.

What is an investment analysis tool?

Anything that helps measure return, risk or cost: calculators, screeners, filings.

Can a tool tell me what to buy?

Tools show information; the decision depends on your situation. Not investment advice.

Not investment advice. General information only; yields change, check the source before acting.