Income investments in a Roth IRA
In a Roth IRA, contributions are made after tax and qualified withdrawals – including earnings – are tax-free (IRS). Contribution limits and income limits apply.
Why location matters
Because income inside a Roth is not taxed, tax-free investments like municipal bonds lose their advantage there, while fully taxed income – corporate bonds, REIT dividends, many filed offerings – keeps all of its yield. In a taxable account the picture flips.
Compare both ways
IncomeGrid ranks by yield after tax for where you live: federal, state and each investment type. Seeing the before-tax and after-tax yield side by side shows what to hold where.
Explore
IncomeGrid has 40,000+ investment options screened, with risk levels 1–5.
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