The stock market and steady income
The stock market moves every day, and sometimes sharply. Many investors keep part of their money in investments whose income doesn't depend on the day's market mood.
What tends to behave differently
- High-grade bonds and Treasuries pay fixed interest regardless of stock prices (their prices still move with interest rates).
- Money-market funds and Treasury bills hold short-term debt with little price movement.
- Municipal bonds can add tax-free income for many US residents.
Compare income on one scale
IncomeGrid ranks every item by yield after tax for where you live: federal, state and each investment type (Treasuries, municipal bonds, corporate bonds, funds, REITs and filed offerings are each taxed differently).
Discover what's available
IncomeGrid has 40,000+ investment options screened, each with a risk level 1–5, in one list.
Sources
- Investor.gov – Diversification
- Investor.gov – Bonds
- U.S. Treasury – Daily Treasury par yield curve rates
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